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Update Dispute-A-Transaction.md
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Three separate changes to satisfy requests made by Bancorp - organized here Expensify/Expensify#342533
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strepanier03 authored Jan 18, 2024
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Expand Up @@ -3,7 +3,7 @@ title: Expensify Card - Transaction Disputes & Fraud
description: Learn how to dispute an Expensify Card transaction.
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# Overview
When using your Expensify Card, you may come across transaction errors, which can include things like:
When using your Expensify Visa® Commercial Card, you may come across transaction errors, which can include things like:
- Unrecognized, unauthorized, or fraudulent charges.
- Transactions of an incorrect amount.
- Duplicate charges for a single transaction.
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To ensure the dispute process goes smoothly, please:
- Provide detailed information about the disputed charge, including why you're disputing it, what occurred, and any steps you've taken to address the issue.
- If you recognize the merchant but not the charge, and you've transacted with them before, contact the merchant directly, as it may be a non-fraudulent error.
- Include supporting documentation like receipts or cancellation confirmations when submitting your dispute to enhance the likelihood of a favorable resolution.
- Include supporting documentation like receipts or cancellation confirmations when submitting your dispute to enhance the likelihood of a favorable resolution (not required but highly recommended).

{% include faq-begin.md %}

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Expensify cardholders can dispute suspicious transactions directly via Concierge, either within the Expensify app or by emailing [concierge@expensify.com](mailto:concierge@expensify.com). Cardholders can also cancel their Expensify Card anytime within our platform.

## **How long does the dispute process take?**
The dispute process can take a few days to a few months. It depends on the type of dispute.
The dispute process generally takes up to 90 days. It depends on the type of dispute.

## **Can I cancel a dispute?**
Contact Concierge if you've filed a dispute and want to cancel it. You might do this if you recognize a previously reported unauthorized charge or if the merchant has already resolved the issue.
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