diff --git a/src/libs/actions/BankAccounts.js b/src/libs/actions/BankAccounts.js
index c9191083f0ce..f2697261a6ff 100644
--- a/src/libs/actions/BankAccounts.js
+++ b/src/libs/actions/BankAccounts.js
@@ -335,14 +335,21 @@ function fetchUserWallet() {
  * Fetch the bank account currently being set up by the user for the free plan if it exists.
  *
  * @param {String} [stepToOpen]
+ * @param {String} [localBankAccountState]
  */
-function fetchFreePlanVerifiedBankAccount(stepToOpen) {
+function fetchFreePlanVerifiedBankAccount(stepToOpen, localBankAccountState) {
     // Remember which account BankAccountStep subStep the user had before so we can set it later
     const subStep = lodashGet(reimbursementAccountInSetup, 'subStep', '');
+    const initialData = {loading: true, error: ''};
+
+    // Some UI needs to know the bank account state during the loading process, so we are keeping it in Onyx if passed
+    if (localBankAccountState) {
+        initialData.achData = {state: localBankAccountState};
+    }
 
     // We are using set here since we will rely on data from the server (not local data) to populate the VBA flow
     // and determine which step to navigate to.
-    Onyx.set(ONYXKEYS.REIMBURSEMENT_ACCOUNT, {loading: true, error: ''});
+    Onyx.set(ONYXKEYS.REIMBURSEMENT_ACCOUNT, initialData);
     let bankAccountID;
 
     API.Get({
diff --git a/src/pages/workspace/WorkspacePageWithSections.js b/src/pages/workspace/WorkspacePageWithSections.js
index 6179eb8b6c65..07ff09ff8b05 100644
--- a/src/pages/workspace/WorkspacePageWithSections.js
+++ b/src/pages/workspace/WorkspacePageWithSections.js
@@ -46,7 +46,8 @@ const defaultProps = {
 
 class WorkspacePageWithSections extends React.Component {
     componentDidMount() {
-        fetchFreePlanVerifiedBankAccount();
+        const achState = lodashGet(this.props.reimbursementAccount, 'achData.state', '');
+        fetchFreePlanVerifiedBankAccount('', achState);
     }
 
     render() {